Damage from these storms is not included in most new home warranty policies, including the Chesapeake Homes warranty policy. However, these damages are covered by homeowners' insurance. It is always a good idea to make sure you have enough coverage to repair in the event of a tropical storm, hurricane, or tornado that produce high winds.
Both North Carolina and South Carolina use a "Know Your Zone" system. These evacuation zones (labeled A, B, C, etc.) are based on storm surge and flood risk. When officials issue evacuation orders, they announce them by zone. Take time today to find your zone through your county’s emergency management website or mobile apps like ReadyNC or SCEMD Know Your Zone.
Strong winds and heavy rain can cause serious damage, but a few precautions go a long way:
● Bring in patio furniture, grills, and lawn décor to prevent them from becoming projectiles.
● Trim trees and branches close to your home.
● Protect windows with hurricane shutters or sturdy plywood.
● Elevate electronics and valuables if you’re in a flood-prone area
If power goes out or roads close, you’ll be glad you prepared:
● Store water and non-perishable foods that don’t require cooking.
● Keep flashlights, lanterns, and batteries handy (avoid open flames like candles).
● Have some cash on hand, as ATMs and card readers may be down.
● Charge devices early and keep portable chargers ready.
Pro Tip: Freeze water bottles — they’ll keep your fridge cold longer and later serve as drinking water.
● Fill your gas tank early to avoid long lines.
● Pack a go bag with clothes, snacks, medications, chargers, and important documents.
● Don’t forget your pets — pack food, water, and vaccination records.
● Know your evacuation routes and have a backup plan if major highways get crowded.
Conditions can change quickly. Sign up for emergency alerts in your county and follow official updates. Apps like ReadyNC and Hurricane SC provide real-time evacuation notices, weather updates, and shelter information.
If you’ve evacuated, only return once officials give the all-clear. Be careful of floodwaters, downed power lines, and debris. Document any damage with photos before starting clean-up for insurance purposes.
Preparation doesn’t have to be overwhelming. A few smart steps today can make all the difference later. Make a plan, gather your supplies, and know your zone. Stay safe this hurricane season!
